Archive for June, 2018

For a limited time only, you could win a $500 Best Buy gift certificate when you order property reports from the NEW GeoWarehouse e-store!

You get one contest entry for every property report purchased from the GeoWarehouse store. If you purchase a Parcel Register* you get two contest entries.

The contest is on until August 31, 2018.

In the GeoWarehouse store, you can access title search products from the Province of Ontario Electronic Land Registration Information System (POLARIS), MPAC reports, condo status certificates, property surveys, and more.

The GeoWarehouse e-store is open to real estate sales professionals across Canada. To learn more about the e-store, check out our video here.

Have questions? Our GeoWarehouse team is happy to help. Call 1-866-237-5937.

* An official product of the Ontario government pursuant to provincial land registration statutes.



The eRegistration project team at The Property Registry (Teranet Manitoba) was recognized for their land registry search excellence this month.

They were nominated for a Partnership Award at the 20th Annual Manitoba Service Excellence Awards. These awards recognize the hard work, dedication, and outstanding efforts of all Manitoba Government employees who deliver service excellence every day.

The Partnership category specifically recognizes excellence in partnerships with one or more external partners. eRegistration is a collaboration between the Government of Manitoba and The Property Registry.

Congratulations, team! See the full press release here.

GeoWarehouse gives real estate professionals access to the most current and accurate land registry data in Canada. Learn more about our real estate tools today. Visit


Happy Canada Day from GeoWarehouse

Author: GeoWarehouse
June 26, 2018

Happy Canada Day from our team at GeoWarehouse.

Today, on Canada’s 151st birthday, we are taking time to appreciate our nation’s legacy, history, diversity, and incredible community.

Each and every day, we feel grateful to live and work in Canada.

Enjoy the day spent with family, friends, and loved ones.



Expands Financial Solutions Business, Including Canadian Lien Searches

Teranet Inc. announced this week that its affiliated entity, CM Solutions Inc., entered into a definitive agreement with D+H Corporation to acquire D+H Collateral Management Corporation, a division of Finastra Holdings Inc.

D+H Collateral Management is a market leader in Canadian lien searches, lien registrations, asset recovery services, and insolvency management.

The agreement will significantly extend Teranet’s financial services business across Canada, including for those who need to mitigate real estate risk.

Learn more about the agreement here.

GeoWarehouse has tools that make you the expert in mitigating real estate risk and more. Find out about our solutions today at

June 18, 2018

For collection agencies, law enforcement, and even private investigators, conducting asset investigations is part of the job. Thus, it’s imperative that their data sources be geared towards finding the best, most accurate information.

Whether you’re conducting collection enforcement, tax enforcement, or need to perform an asset investigation for another reason, a property search can be one of the quickest and easiest ways to get the data you want.

With a property search, you can gain access to:

  • Property ownership information that reveals all legal owners registered on a property.
  • Sales history information, such as the account of property transfers, amounts, and transferees.
  • Property value.
  • Registered mortgages and liens. This can be especially interesting if you want to know the funder of a private mortgage.
  • This is critical for bad debt recovery or positioning a lien or judgment.
  • Sales comparables.

When you’re choosing your property search tool, there are some important considerations to be made.

Number one is the data source. Your asset search tools need to be fast, convenient, and above all accurate. An added bonus is when your tech does more in one place. For example, if you have to go to one resource for confirming property ownership, another for finding financial and sales history, and yet another for seeing aerial imagery, any time that you save in speed and convenience is quickly going to be lost.

When you’re selecting a tool for your asset search, there are three data sources that are most common:

  • The local MLS/Real Estate Board (data comes from registered sales).
  • Municipalities (data comes from assessments).
  • The provincial government (land registries are provincial in Canada).

Of the three, the provincial government is the most accurate source for property-related data. This is because anytime a property is transferred for mortgaged/remortgaged in Ontario, it’s first registered with the Land Registry.

In Ontario, Teranet administers POLARIS, the Province of Ontario Land Registry Information System. If you’re using an asset search provider who uses POLARIS as their data source, you can be 100 per cent sure you’re working with most current and accurate property information available.

At GeoWarehouse, our property search reports use POLARIS data and our searches are easy and convenient. You can search by name or by address and you can even go further and access Parcel Register* data and Instrument Images* so you can look at the actual lien documents, mortgage documents, etc. associated to registrations.

The next time you’re conducting an asset investigation, GeoWarehouse could be the tool that gets you results. Learn more about how to become a subscriber at

*An official product of the Ontario government pursuant to provincial land registration statutes.

June 13, 2018

In May the Teranet–National Bank National Composite House Price IndexTM  was up 1.0% from the previous month. This confirms the index stabilization following the downward trend that prevailed over the second half of 2017. The last monthly gain is one tick less than the May average of 1.1% over the 20 years of index history. The monthly advance was led by the metropolitan markets of Victoria (1.8%), Ottawa-Gatineau (1.7%), Toronto (1.3%), Winnipeg (1.3%) and Vancouver (1.0%). The rise of the Toronto index matched its historical average for May. The rise of the Ottawa-Gatineau index was not enough to make up its cumulative decline over the previous four months. There were smaller monthly advances in the indexes for Edmonton (0.7%), Quebec City (0.6%), Hamilton (0.4%), Calgary (0.4%) and Montreal (0.3%). The index for Halifax was flat.

Teranet-National Bank National Composite House Price Index™

Because of a rapid advance from May to August last year, the composite index was nevertheless up 4.5% from a year earlier. It was the smallest 12-month rise since June 2015 and an 11thconsecutive deceleration from last June’s record 12-month gain of 14.2%. The increase was led by Vancouver (15.4%) and Victoria (10.3%), the only two markets whose gains exceeded the countrywide average. The 12-month rise was 3.9% in Ottawa-Gatineau, 3.9% in Halifax, 3.6% in Montreal, 2.1% in Winnipeg, 1.9% in Quebec City, 1.8%

For the full report including historical data, please visit:


Determining a property’s list price can be hard at the best of times, but when the real estate market is constantly shifting, it’s even trickier. In today’s rocky Canadian housing market, how do you establish a house price?

With increasing interest rates, new Canadian mortgage rules, and a record-high level of Canadian household debt, setting a list price might feel a little like shooting in the dark. But having a good understanding of your target market, the area where you’re selling, and using technology to your advantage can make the process a lot easier.

  1. Look at Comparable Sales and Listings

Understanding the Canadian real estate market is your best bet to establishing a list price, even in rocky economic times. Pulling data of every similar home in the neighbourhood that was listed in the past three months can give you a good idea of what other houses are selling for.

If you’re pulling comparables, also keep in mind:

  • The distance — your search shouldn’t be too broad unless you’re selling in a more suburban or rural area.
  • Neighbourhood dividing lines and barriers, such as railways, a major road, a highway, etc.
  • Similar square footage.
  • Similar home age.

When you’re assessing comparable listings, also question the sales history. How many days were they on the market? Compare the original list price to the final sales price and the final sales price to the actual sold price.

The GeoWarehouse Comparable Sales report can give you this information at your fingertips.

  1. Look at the Property’s Sales History

How much has this house sold for in the past? Whatever the results are, file them away with a grain of salt. Remember, the housing market might have been completely different then, but it is still valuable information to know.

The GeoWarehouse Property Details report contains a detailed sales history that will help with your decision.

  1. Consider the Neighbourhood Desirability

Is this an up-and-coming location? Is it close to schools and parks? Is it near a highway or busy road? These can all play a role in how you price the home and can make a less attractive property more appealing and a more attractive property less appealing.

GeoWarehouse Aerial Imagery can give you a birds-eye-view look at the neighbourhood that you can show potential buyers.

  1. Honestly Assess the Property Value

Different tools can give you an appraisal of the property’s worth. For instance, with GeoWarehouse you can access the Property Details report, which includes Land Registry information and MPAC assessment data. When you have a value in mind, compare it with the comparable sales and honestly assess the property you are looking at.

  1. Know Your Target Market

Where do your leads come from? What types of marketing do you have in place and what might work for this property? If you’re not sure, this could be a sign that you need to do more research. Tools like the GeoWarehouse Demographics Report can help you identify important neighbourhood information, such as the age distribution, average household income, and more. Every property is different of course but understanding your potential buyers can go a long way towards establishing list price.

The other factor to consider are the changing market conditions themselves. Analysis such as the Teranet Market Insights report can give you an idea of what types of properties are selling where and an overview of the Canadian housing market as a whole.

The next time you’re trying to establish house prices for listing, access all of GeoWarehouse’s reports, images, and data at and find out how you can become a subscriber.


When the spring housing market heats up, you need to be able to react quickly. That’s where real estate technology comes in.

When a new real estate lead lands on your desk, you want to get the sales process started as quickly as possible, particularly in the busy spring/summer season. Luckily, gone are the days of long wait times and having to travel to in-person offices to access vital information. With real estate technology you can get the property data you need in real-time, all from the comfort of your computer.

Real estate tools not only can you save time and money in the sales process, but you can also take it even further — quickly identify new leads, determine property value, find out the property’s sales history, and much more, all with the use of technology!

Here are some ways that technology can help you stay flexible this spring/summer season:

  1. Show Properties Virtually, Right from Your Office

Some real estate tools, like the GeoWarehouse Property Details report, lets you show the property virtually. While a client will likely still want to see the property in person, being able to get an idea of the house online first can significantly narrow down your showings.

Technology like the GeoWarehouse StreetScape Imagery also lets you virtually walk around the exterior of a property. PivotView allows you to rotate the property 180 degrees for expanded views of the property.

  1. Rule Out Undesirable Neighbourhoods and Narrow Your Focus

Before you accept a listing, you want to make sure that it is one in your target market, or that there aren’t any glaring issues. The Neighbourhood Demographics Report can help you do that. Demographic data helps you learn about age distribution, marital status of residents, owned/rented properties, average household income, dominant language, and more. Not only can this help you weed out properties that aren’t in your wheelhouse, but it can also help you find areas that do fit your list.

  1. Detect Potential Fraud Early

The last thing you want is to go through the sales process only to find out that a client has an undisclosed lien or mortgage on their property.  A POLARIS Parcel Register* will tell you the Property Identification Number, the legal description of the property, the type of ownership, registration (instrument) numbers for items registered on title, and more. If you have an instrument number, you can also go further and obtain an Instrument Image*, an image of a registered document with the Land Registration System of Ontario. These could include liens, mortgages, transfers, and condominium declarations, among others.

* An official product of the Ontario government pursuant to provincial land registration statutes.

  1. Easily Find Nearby Schools, Parks, and Other Amenities Remotely

If you have the time, driving or walking around a neighbourhood to see nearby community features is great, but it’s not always realistic. When you’re busy, going on a neighbourhood tour might not always be possible, especially if you have a client in the office asking you how close a house they’re looking at is to area schools. With technology like the GeoWarehouse Aerial Imagery, though, you can find out this information without leaving your desk chair.

  1. Determine Property Values When Listing or Evaluating Offers

With the GeoWarehouse Neighbourhood Sales Report, you can learn about the sales in the neighbourhood where the subject property is located. If you’re evaluating a property for listing or evaluating an offer on a home in an area that you’re not familiar with, this can be a big time-saver.

Real estate technology is constantly changing and adapting, but here at GeoWarehouse we believe whatever tools you choose they need to be easy to use, provide real-time data, and, above all, accurate. We’ve taken care to ensure our technology meets all three categories.

See all the features GeoWarehouse has to offer at



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